內容簡介
這款額外付款再融資計算器可以讓您比較現有貸款的利率和期限與新利率和期限，以計算再融資的好處。
我們還提供了預估的新付款金額、終身利息節省和每月節省金額。此外，我們還會計算從現有抵押貸款至新抵押貸款的償還期間差異。
額外每月付款金額可以告訴您如何打敗銀行，即每月支付額外一小筆本金。
例如，如果您在 2020 年 8 月以 30 年期限、4.5％ 的利率開始了 30 萬美元的抵押貸款，然後在 2022 年 5 月進行了資金提取再融資，增加了 5 萬美元的貸款金額至 35 萬美元，利率為 4.5％，並每月支付額外的 300 美元，即使您貸款金額更大，您的利息終身節省金額也會達到 18,617 美元。
很快還會增加新功能，包括購房計算器和反向抵押貸款計算器https://aimortgagecalculator.com
外掛標籤
開發者團隊
原文外掛簡介
The extra payment refinance calculator allows you to calculate the benefits of refinancing a current mortgage by comparing the current rate and loan term with the new rate and loan term.
We also provide the estimated new payment, lifetime interest savings, and monthly savings. In addition, we calculate the difference between the payoff period from the current mortgage to the new mortgage.
The extra monthly payment shows you how to beat the bank. That is by making an additional small principal payment each month.
For example, if you started with a $300,000 mortgage at 4.5% on a 30-year term in August of 2020 and did a cash-out refinance for an additional $50,000 and increased the loan amount to $350,000 at 4.5% over 30 years in May of 2022 and made an additional $300 monthly payment you would have a lifetime savings of $18,617 of interest even though you took a larger loan amount.
New features will be added soon including a home purchase calculator and reverse mortgage calculator https://aimortgagecalculator.com
