內容簡介
總結：Payconiq是一個電子支付系統，旨在讓消費者透過智慧型手機在餐廳、美髮店、網購等地方進行付款，並可用於店內、網路以及朋友間付款，消費者可以享有方便快速的支付，而商家則可減少結帳時間並支付比其他支付方法更少的費用。Payconiq還可提高商家的交易安全性，因為它大大減少了收銀機中的現金，也不需要實體銀行卡。
1. Payconiq是什麼？
- Payconiq是一個電子支付系統，可在餐廳、美髮店、網購等地方使用智慧型手機進行付款。
- 可用於店內、網路以及朋友間的付款。
- 消費者可以享有方便快速的支付，並且無需使用現金、信用卡或讀卡機。
- 商家可以減少結帳時間並支付比其他支付方法更少的費用。
2. Payconiq如何運作？
- 使用者需在 Google Playstore（Android手機使用者）或 Apple App Store（Apple iPhone使用者）下載 Payconiq app。
- Payconiq app 可讓使用者掃描QR碼或選擇附近商家，使用GPS定位跟踪功能。
- 商家告知客戶需要支付的金額，客戶輸入金額後使用PIN碼或指紋驗證來確認交易。
- 客戶在 Payconiq 支付閘道（Payconiq payment portal）上即時看到交易，無論商家使用智慧型手機、平板電腦或電腦螢幕。
- 交易立即到帳，並在商家的 WooCommerce 店舖和 Payconiq 商家閘道上顯示。
3. 什麼是 WooCommerce？
- WooCommerce是一個自 WordPress 網站銷售產品和服務的免費 WordPress 外掛，並提供額外的擴充功能。
- 它開始時只是一個簡單的外掛，但現在已演變成一個全球性的社群，是最受歡迎的網店系統之一，全球下載量達百萬。
- WooCommerce是完全開源的，開發人員可以對其進行修改和自定義，添加無限產品和用戶，並接受無限訂單。
- 在WordPress和WooCommerce周圍的高度活躍的社群中，有許多外掛可用，這使得所有類型的商店都可以使用這個平台。
4. 為什麼要整合Payconiq和WooCommerce？
- 對於使用 WooCommerce 進行電子商務的商家，整合 Payconiq 可保證與店內相同的付款方式、低交易費、完全數位支付和即時支付，提供Payconiq app中的 QR 碼等。
5. 外掛如何運作？
- 結帳完成後，客戶需使用Payconiq app掃描QR碼、在app上輸入PIN碼或指紋確認交易，商家即可立即收到付款。
- 消費者在Payconiq app上可即時看到交易，商家則可在 WooCommerce 店舖和 Payconiq 商家閘道上看到。
外掛標籤
開發者團隊
原文外掛簡介
=What is Payconiq?=
Payconiq is an electronic payment system used in the Benelux and in (parts of) Germany, intended to be able to pay in restaurants, hairdressers, (web)shops etc. using a smartphone. It can be used for omnichannel payments: in-store, online and between friends. Payconiq eliminates the need for old-fashioned payment methods like cash, credit cards and those annoying card readers. Consumers benefit from quick & easy payments through their smartphone while merchants reduce checkout times and pay smaller fees per transaction than any other payment method.
The company released its first pilot project in Leuven, Belgium, in 2015. In Belgium alone, over 50.000 merchants use Payconiq by the end of 2018. Why is this app so interesting? Merchants don’t need a physical payment terminal, so no investment is required for them. There is no subscription cost and a merchant only pays 0,06 EUR per transaction, which is lower than other digital payment systems such as Bancontact (used in Belgium for digital transactions). Payconiq also makes doing business more safe, because it greatly reduces the amount of cash in their cash desk. No physical bank cards needed anymore, either.
=How does Payconiq work?=
A client downloads the Payconiq app in the Google Playstore (Android smartphone users) or the Apple App Store (Apple iPhone users), links the app to their current account, and uses the app to pay wherever Payconiq is accepted. The app allows clients to, using their smartphone, scan a QR-code, or to choose any shop, restaurant, … using Payconiq in a drop-down list of nearby merchants, using GPS location tracking. The merchant tells the client the amount that needs to be paid, the client enters the amount on their screen, and, lastly, confirms the transaction with PIN or fingerprint. Every transaction can be seen in real time on the Payconiq payment portal, whether the merchant uses a smartphone, tablet or computer screen.
=What is WooCommerce?=
WooCommerce lets merchants sell products and services from their WordPress site. It’s a free WordPress plugin with additional features available as extensions. It’s is supposed to be one of the ‘most customisable eCommerce platforms for building online businesses’.
It started as a simple plugin, but evolved into a worldwide community, and is now one of the most popular webshop systems with millions of downloads around the globe.
WooCommerce is entirely open source, which means one can modify and customise anything and everything. Because developers have complete control, they can add unlimited products and users, and take unlimited orders.
Within the highly active community around WordPress and WooCommerce, there are many plugins available, which makes it possible for all types of shops to use this platform.
=Why integrate Payconiq & WooCommerce?=
For every merchant handling its eCommerce using WooCommerce, integrating Payconiq guarantees the same payment method as in store, a low transaction fee, payments happening completely digitally and instant, offering a QR-code in the Payconiq app, and so on.
=How does the extension work?=
After checkout, a QR-code needs to be scanned by the client using the Payconiq app, confirm the transaction using their PIN code in the app (or fingerprint), and at this point, the payment is immediately received by the merchant. The transaction is visible for the client on screen in the app, and visible to the merchant in their WooCommerce shop and through the Payconiq merchant portal.
