內容簡介
SSV SmartPay 是一款專為 WooCommerce 商店設計的外掛，透過開放銀行支付功能，讓英國客戶能夠直接從銀行帳戶付款，降低支付成本並提升轉換率，簡化結帳流程。
【主要功能】
• 支援英國主要銀行的支付選項
• 降低交易費用，無月費及設置費
• 快速資金存取，支付即時結算
• 無退款風險，減少支付爭議
• 兼容 WooCommerce 結帳流程
• 提供即時支付更新的 Webhook 整合
外掛標籤
開發者團隊
原文外掛簡介
SSV SmartPay helps WooCommerce stores increase conversion rates and reduce payment costs by enabling Pay by Bank (Open Banking) payments for UK customers.
Customers can pay directly from their bank account in a secure, familiar flow without entering card details or creating accounts. This reduces checkout friction and helps more customers complete their purchase.
The plugin integrates seamlessly into your existing checkout and adds Pay by Bank as an additional payment option, without replacing your current setup.
Why merchants use SSV SmartPay
Lower payment costs
Reduce transaction fees with simple pricing:
Under £50: 20p per transaction (+ VAT)
Over £50: 0.5% per transaction (+ VAT)
No monthly fees
No setup costs
No contracts
Faster access to funds
Payments are typically settled instantly once authorised, helping improve cash flow and reduce delays in fulfilment.
No chargebacks
Bank-authorised payments remove the risk of chargebacks and reduce payment disputes and admin overhead.
Higher checkout completion rates
Customers approve payments directly in their banking app using Strong Customer Authentication (Face ID, fingerprint, or passcode), creating a fast and familiar checkout experience.
Wide UK bank coverage
Works with all major UK banks, giving access to the vast majority of UK consumers.
Designed to sit alongside your existing payments
Add Pay by Bank as an additional option without disrupting your current payment stack.
How it works
Customer selects Pay by Bank at checkout
They choose their bank
They approve the payment in their banking app
They are returned to your store and the order is confirmed
Requirements
WooCommerce installed and active
SSV SmartPay merchant account created
API key from your SSV SmartPay dashboard
Features:
Accept payments using QR codes or direct bank transfer.
Supports Sandbox (test) and Production (live) environments.
Fully compatible with WooCommerce checkout flow.
Shows clear messages for payment success, failure, or cancellation.
Webhook integration for real-time payment updates
Cron job fallback (every 10 minutes) for missed webhook cases
Automatic order status update (success, failed, cancelled)
Secure API communication with SSV Smart Pay
Easy copyable Callback & Webhook URLs in admin settings
Currency Support
This plugin currently supports GBP (British Pound) as the only currency.
Make sure your WooCommerce store uses GBP for successful payment processing.
WooCommerce → Settings → General → Currency → GBP – Pound Sterling (£)
External Services
This plugin connects to the SSV Smart Pay API to securely process WooCommerce payments.
Service Used:
– SSV Smart Pay API (https://api.ssvsmartpay.co/)
Purpose:
– Generate payment token / payment URL
– Create orders
– Validate payment status
– Update WooCommerce order after successful payment
Data Sent:
– Customer email
– Customer phone number
– Customer name
– Order ID
– Order amount and currency
– Callback URL
When Data Is Sent:
– During checkout when the customer selects SSV Smart Pay
– During payment verification
– During callback/response from the SSV Smart Pay system
Terms of Service: https://app.ssvsmartpay.co/legal/Terms-of-Service-Consumers
Privacy Policy: https://app.ssvsmartpay.co/legal/SSV-Privacy-and-Cookies-Policy
Important Setup Instructions
After activating the plugin:
Go to:
Settings → Permalinks
and click Save Changes (required for custom URLs to work)
If your website uses security/firewall services like:
Cloudflare
Hosting firewall
Security plugins
Then whitelist the following URLs:
Payment Process URL
Payment Status URL
Webhook URL
(These URLs are available in plugin settings)
Support
Email: [email protected]
Phone: 0203 633 0404
Dashboard: https://app.ssvsmartpay.co
