內容簡介
總結：SSV Smart Pay Payment Gateway 是一款進階的支付方式，允許 WooCommerce 商店擁有者直接從顧客的銀行帳戶接受支付，支持模擬環境和正式環境，是上線前進行測試的最佳選擇。該外掛具有多項功能，完全與 WooCommerce 結帳流程兼容，並提供清晰的支付成功、失敗或取消提示。
1. 這個外掛的特色有哪些？
- 收取支付使用QR碼或直接銀行轉帳。
- 支持模擬環境和正式環境。
- 與 WooCommerce 結帳流程完全兼容。
- 提供清晰的支付成功、失敗或取消提示。
2. 這個外掛目前支持哪種貨幣？
- 目前只支持英鎊（GBP）作為支付貨幣，確保 WooCommerce 商店使用英鎊進行成功支付處理。
3. 這個外掛連接到哪些外部服務？
- 連接到 SSV Smart Pay API 來安全處理 WooCommerce 支付。
- 服務目的包括生成支付令牌/支付URL、創建訂單、驗證支付狀態和在成功支付後更新 WooCommerce 訂單。
4. 何時會傳送數據？
- 在客戶選擇 SSV Smart Pay 進行結帳時。
- 在支付驗證期間。
- 在來自 SSV Smart Pay 系統的回撥/響應期間。
5. 如何聯繫支持部門以進行功能請求或錯誤報告？
- 請通過 https://app.ssvsmartpay.co/home/contactUs 聯繫支持部門。
外掛標籤
開發者團隊
原文外掛簡介
SSV SmartPay helps WooCommerce stores increase conversion rates and reduce payment costs by enabling Pay by Bank (Open Banking) payments for UK customers.
Customers can pay directly from their bank account in a secure, familiar flow without entering card details or creating accounts. This reduces checkout friction and helps more customers complete their purchase.
The plugin integrates seamlessly into your existing checkout and adds Pay by Bank as an additional payment option, without replacing your current setup.
Why merchants use SSV SmartPay
Lower payment costs
Reduce transaction fees with simple pricing:
Under £50: 20p per transaction (+ VAT)
Over £50: 0.5% per transaction (+ VAT)
No monthly fees
No setup costs
No contracts
Faster access to funds
Payments are typically settled instantly once authorised, helping improve cash flow and reduce delays in fulfilment.
No chargebacks
Bank-authorised payments remove the risk of chargebacks and reduce payment disputes and admin overhead.
Higher checkout completion rates
Customers approve payments directly in their banking app using Strong Customer Authentication (Face ID, fingerprint, or passcode), creating a fast and familiar checkout experience.
Wide UK bank coverage
Works with all major UK banks, giving access to the vast majority of UK consumers.
Designed to sit alongside your existing payments
Add Pay by Bank as an additional option without disrupting your current payment stack.
How it works
Customer selects Pay by Bank at checkout
They choose their bank
They approve the payment in their banking app
They are returned to your store and the order is confirmed
Requirements
WooCommerce installed and active
SSV SmartPay merchant account created
API key from your SSV SmartPay dashboard
Features:
Accept payments using QR codes or direct bank transfer.
Supports Sandbox (test) and Production (live) environments.
Fully compatible with WooCommerce checkout flow.
Shows clear messages for payment success, failure, or cancellation.
Webhook integration for real-time payment updates
Cron job fallback (every 10 minutes) for missed webhook cases
Automatic order status update (success, failed, cancelled)
Secure API communication with SSV Smart Pay
Easy copyable Callback & Webhook URLs in admin settings
Currency Support
This plugin currently supports GBP (British Pound) as the only currency.
Make sure your WooCommerce store uses GBP for successful payment processing.
WooCommerce → Settings → General → Currency → GBP – Pound Sterling (£)
External Services
This plugin connects to the SSV Smart Pay API to securely process WooCommerce payments.
Service Used:
– SSV Smart Pay API (https://api.ssvsmartpay.co/)
Purpose:
– Generate payment token / payment URL
– Create orders
– Validate payment status
– Update WooCommerce order after successful payment
Data Sent:
– Customer email
– Customer phone number
– Customer name
– Order ID
– Order amount and currency
– Callback URL
When Data Is Sent:
– During checkout when the customer selects SSV Smart Pay
– During payment verification
– During callback/response from the SSV Smart Pay system
Terms of Service: https://app.ssvsmartpay.co/legal/Terms-of-Service-Consumers
Privacy Policy: https://app.ssvsmartpay.co/legal/SSV-Privacy-and-Cookies-Policy
Important Setup Instructions
After activating the plugin:
Go to:
Settings → Permalinks
and click Save Changes (required for custom URLs to work)
If your website uses security/firewall services like:
Cloudflare
Hosting firewall
Security plugins
Then whitelist the following URLs:
Payment Process URL
Payment Status URL
Webhook URL
(These URLs are available in plugin settings)
Support
Email: [email protected]
Phone: 0203 633 0404
Dashboard: https://app.ssvsmartpay.co
