內容簡介
**總結:**
MIA Payment Gateway for VictoriaBank (Community Edition) 是一個獨立開發的付款通道外掛，能讓 WooCommerce 商家透過摩爾多瓦的 MIA（摩爾多瓦即時付款）系統，透過維多利亞銀行的 Business IPS Integration API v2.0.15 接受即時付款。這是一個社區開發的外掛，並非由維多利亞銀行官方聯合或認可。
**問題與答案:**
- **問題:** 這個外掛的主要功能特色有哪些？
- **答案:**
- DYNM QR Codes: 可設定存活時間的動態QR碼
- Mobile Deeplink: 透過移動deeplink進行直接付款
- Token Caching: 通過自動token緩存進行優化的API調用（減少98%的API調用）
- AJAX Polling: 自動實時付款狀態更新
- Full Refunds: 通過維多利亞銀行API完整的退款支持
- Webhook Support: 用於安全付款通知的JWT簽名驗證
- Comprehensive Logging: 啟用WP_DEBUG時提供詳細的調試信息
- HPOS Compatible: 完全支援 WooCommerce 高性能訂單存儲
- **問題:** 這個外掛的付款流程是怎樣的？
- **答案:**
- 顧客在結帳時選擇MIA即時付款
- 生成帶有訂單詳細信息的動態QR碼
- 顧客掃描QR碼或使用移動deeplink
- 付款通過MIA系統即時處理
- 訂單狀態透過webhook或polling自動更新
- **問題:** 使用這個外掛的要求是什麼？
- **答案:**
- WordPress 5.8或更高版本
- WooCommerce 6.0或更高版本
- PHP 7.4或更高版本
- 活躍的維多利亞銀行商家帳戶和API憑證
- 網站啟用HTTPS功能
透過上述問題與答案，您可以更清晰地了解這個MIA Payment Gateway for VictoriaBank (Community Edition)外掛的功能和使用方法。
外掛標籤
開發者團隊
② 後台搜尋「MIA Payment Gateway for VictoriaBank (Community Edition)」→ 直接安裝（推薦）
原文外掛簡介
MIA Payment Gateway for VictoriaBank (Community Edition) is an independently developed payment gateway that enables WooCommerce merchants to accept instant payments through Moldova’s MIA (Moldova Instant Payments) system via VictoriaBank’s Business IPS Integration API v2.0.15.
This is a community-developed plugin and is not officially affiliated with or endorsed by VictoriaBank.
Key Features
DYNM QR Codes – Dynamic QR codes with configurable Time-To-Live (TTL)
Mobile Deeplink – Direct payment via mia://pay mobile deeplink
Token Caching – Optimized API calls with automatic token caching (reduces API calls by 98%)
AJAX Polling – Automatic real-time payment status updates
Full Refunds – Complete refund support via VictoriaBank API
Webhook Support – JWT signature verification for secure payment notifications
Comprehensive Logging – Detailed debug information when WP_DEBUG is enabled
HPOS Compatible – Full support for WooCommerce High-Performance Order Storage
Payment Flow
Customer selects MIA Instant Payment at checkout
Dynamic QR code is generated with order details
Customer scans QR code or uses mobile deeplink
Payment is processed instantly through MIA system
Order status updates automatically via webhook or polling
Requirements
WordPress 5.8 or higher
WooCommerce 6.0 or higher
PHP 7.4 or higher
Active VictoriaBank merchant account with API credentials
HTTPS enabled on your website
Configuration
After installation, configure the gateway at WooCommerce → Settings → Payments → MIA Instant Payments:
Enable/disable test mode
Enter API credentials (username, password)
Configure your merchant IBAN
Set QR code expiry time (default: 360 minutes)
Enable polling for automatic status updates
Enable debug logging for troubleshooting
Support
For technical support regarding this plugin, please visit the GitHub repository.
For VictoriaBank API access and merchant account questions, please contact VictoriaBank directly.
Technical Details
API Endpoints
Authentication: POST /api/identity/token
QR Creation: POST /api/v1/qr
Refunds: DELETE /api/v1/transaction/{reference}
Base URLs
Test Environment: https://test-ipspj.victoriabank.md
Production: https://ips-api-pj.vb.md
Security
JWT token authentication
Token caching with automatic expiry
HTTPS required (enforced by API)
Nonce verification for AJAX requests
Input sanitization and validation
No sensitive data logged (passwords masked)
Compatibility
WordPress 5.8+
WooCommerce 6.0 – 9.4+
PHP 7.4+
Tested with latest WordPress and WooCommerce versions
Privacy Policy
This plugin does not collect, store, or transmit any personal data outside of what is necessary for payment processing through VictoriaBank’s API. All payment data is transmitted securely via HTTPS to VictoriaBank’s servers.
Third-Party Services
This plugin connects to VictoriaBank’s payment API to process transactions. By using this plugin, you agree to VictoriaBank’s terms of service and privacy policy.
VictoriaBank API: https://victoriabank.md
Credits
Developed and maintained by an independent developer for the WooCommerce and Moldovan e-commerce community.
Source code: https://github.com/inginerit/MIA-Payment-Gateway-for-VictoriaBank
