內容簡介
總結:
提供銀行轉帳支付選項能給顧客更多付款選擇，不需要在結帳時輸入信用卡資料。HSBC 開放支付有助於為您的客戶提供更順暢的結帳流程，降低欺詐風險，並節省費用。
問題與解答:
1. HSBC 開放支付可以如何幫助您提供更順暢的結帳流程？
- 透過真實時間結算，支付通過更快付款系統即時進行，並直接發送到您的 HSBC 商業活期帳戶或虛擬帳戶。
2. HSBC 開放支付有哪些優勢？
- 沒有互換費用：我們對每筆成功支付初始收取固定費用，而不像信用卡通常會收取交易價值的百分比。
- 減少欺詐風險：獲得增加的數據安全性，因為客戶無需在您的網站上輸入敏感金融信息即可進行付款。同時使用更快付款，可以減少欺詐性退款的風險。
3. 如何使用 HSBC 開放支付？
- 當客戶選擇銀行轉帳支付時，您可以通過 HSBC 開放支付應用程式介面 (API) 要求從他們的帳戶發起支付。
4. 如何確定您符合使用該插件的資格？
- 這個外掛是由 HSBC UK 銀行公司提供給現有的 HSBC UK 開放支付客戶。如果您不是 HSBC UK 的客戶但對使用該插件感興趣，可以了解更多有關我們一系列屢獲殊榮的企業活期帳戶的信息。已有 HSBC 商業活期帳戶的客戶應該聯繫他們的關係經理，以瞭解符合資格的詳細信息以及如何開始使用 HSBC 開放支付。
外掛標籤
開發者團隊
📦 歷史版本下載
原文外掛簡介
Adding Pay by Bank Account as an additional payment option within your checkout offers your customers more choice. It’s an alternative way to pay and means customers don’t need to enter their card details at checkout.
HSBC Open Payments could help you deliver a smoother checkout process for your customers. It could reduce fraud risk, as authentication takes place within your customers’ online or in-app banking platform. It’s easy to integrate with your website and it could save you money: HSBC Open Payments charge a fixed fee per transaction, while debit and credit cards typically charge you a percentage of transaction value.
Highlights:
• Real-time settlement: Payments are made in real time via Faster Payments, and sent directly to your HSBC Business Current Account or Virtual Account.
• No interchange fee: We charge a fixed fee per successful payment initiation, as opposed to charging a percentage of the transaction value as is typical with debit and credit cards.
• Reduced fraud risk: You get increased data security, as there’s no need for the customer to key in sensitive financial information on your website in order to make a payment. This helps reduce the risk of details being stolen. You also reduce your risk of fraudulent chargebacks as Open Payments uses Faster Payments, an irrevocable single immediate payment type.
• Reduce your basket abandonment rate: By avoiding the need to key in debit or credit card details to make a payment, your basket abandonment rate can reduce. Customers who don’t have these details to hand are still able to complete a payment.
How does it work?
When your customer selects Pay by Bank Account, you request a payment to be initiated from their account through the HSBC Open Payments Application Programming Interface (API).
Your customer is securely redirected from your checkout page to their bank account provider’s mobile banking app or online banking portal, where they can authorise the payment.
The payment is credited to your HSBC Business Current Account in real time via Faster Payments.
Eligibility:
This plugin is provided by HSBC UK Bank Plc (‘HSBC UK’) for existing HSBC UK Open Payments customers. If you’re not an HSBC UK customer but are interested in using the plugin, find out more about our range of award-winning Business Current Accounts here: Compare Our Business Bank Accounts – HSBC UK. Existing HSBC Business Current Account holders should contact their Relationship Manager to find out more about eligibility and how to start using HSBC Open Payments.
3rd party services
Our plugin use Zendesk widget.
Widget CDN URL [https://static.zdassets.com]
This helps to quickly contact us from the plugin settings.
