[WordPress] 外掛分享: USDC Payments with Buyer Protection

前言介紹

  • 這款 WordPress 外掛「USDC Payments with Buyer Protection」是 2025-09-27 上架。
  • 目前尚無安裝啟用數,是個很新的外掛。如有要安裝使用,建議多測試確保功能沒問題!
  • 上一次更新是 2026-01-09,距離現在已有 48 天。
  • 外掛最低要求 WordPress 5.0 以上版本才可以安裝。
  • 外掛要求網站主機運作至少需要 PHP 版本 7.4 以上。
  • 尚未有人給過這款外掛評分。
  • 還沒有人在論壇上發問,可能目前使用數不多,還沒有什麼大問題。

外掛協作開發者

instantescrow |

外掛標籤

usdc | blockchain | woocommerce | cryptocurrency | payment gateway |

內容簡介

<h3>外掛總結:</h3>
<p>USDC付款與買家保護是一款 WooCommerce 付款閘道,可讓您的商店透過智能合約託管技術接受 USDC(USD Coin)加密貨幣付款並具備內建的買家保護功能。</p>

<h3>問題與答案:</h3>
<ul>
<li>
<h4>這個外掛提供了哪些重要功能?</h4>
<p>答:USDC付款、買家保護、爭議解決、與既有WooCommerce結帳流程無縫整合、支援各種設備的響應式付款界面、自動通過Webhook更新訂單狀態、管理儀表板等。</p>
</li>
<li>
<h4>該如何運作?</h4>
<p>答:客戶在結帳時選擇USDC支付方式,智能合約創建安全的托管以保持客戶資金安全,商家發貨提供追踪後,資金將於支付日期和時間交付給賣方,如有問題,買家可提出爭議,直到達成解決協議為止。</p>
</li>
<li>
<h4>對於商家有什麼好處?</h4>
<p>答:手續費較低、無返款、可全球接收付款、快速結算、提升客戶信任。</p>
</li>
<li>
<h4>對於顧客有什麼好處?</h4>
<p>答:購物保護、公平的爭議解決、隱私保護、節省國際交易費用、採用最新區塊鏈技術。</p>
</li>
<li>
<h4>使用這個外掛需要什麼技術要求?</h4>
<p>答:WordPress 5.0或更高版本、WooCommerce 5.0或更高版本、PHP 7.4或更高版本、SSL憑證(需要HTTPS)、基礎網路錢包地址。</p>
</li>
</ul>

原文外掛簡介

Is this plugin right for you?
✅ You want 1% transaction fees instead of 3%+ from traditional processors (no FIAT exchange fees)
✅ You want to eliminate chargeback fraud while keeping buyer confidence
✅ You want to allow customers to pay in stablecoin
✅ You want unlimited free refunds with automated negotiation
✅ You value privacy and direct peer-to-peer transactions
❌ You’ve never used cryptocurrency or don’t plan to start
📺 Watch 2-minute buyer checkout demo – payment completes in just a few clicks.
💰 SPECIAL OFFER: 1% transaction fee locked in FOREVER for first 20 merchants
The Crypto Commerce Opportunity
$9.7 trillion in crypto changes hands monthly, but only 0.003% is ecommerce. Compare that to traditional finance where 0.4% is ecommerce – that’s 130x more adoption.
Why the gap? Crypto holders want to spend, but lack buyer protection. This plugin solves that problem with smart contract escrow, letting you tap into trillions in purchasing power that competitors ignore.
What Makes This Different
Eliminate Chargeback Fraud While Keeping Buyer Confidence:
Traditional processors: You face chargeback fraud ($15-100 per incident) and arbitrary account freezes.
USDC Payments: Crypto payments are final, but escrow protection gives buyers confidence. Fair automated dispute negotiation replaces chargebacks. Zero fees for unlimited refunds.
True Cost Savings:
– 1% flat fee (30¢ minimum) – locked forever for first 20 merchants
– Zero gas fees – we cover all blockchain transaction costs
– No FIAT exchange fees – keep more of what you earn
– Unlimited free refunds – no refund fees, no chargeback limits, no penalties
– Compare: Traditional processors charge 2.9% + 30¢ + refund fees + chargeback fees
Example on $100 order:
Traditional: $3.20 + potential $15-100 chargeback = $3.20-$103.20
USDC Payments: $1.00 (no chargebacks possible)
Blockchain-Enforced Security:
Smart contract code is immutable and publicly verifiable. It restricts beneficiaries to exactly two addresses: yours (seller) and buyer’s (for refunds only). No one else – not even us – can access those funds. This is enforced by the blockchain itself, not by trust.
Speed & Privacy:
– 3 minutes to install and configure
– 3 minutes for buyers to complete checkout (2 clicks to pay)
– No KYC for customers – they can remain anonymous
– No KYB for merchants – self-setup in 3 minutes
– You own your account – true peer-to-peer, no intermediary
Key Features

1% Transaction Fee Forever – First 20 merchants get lifetime 1% rate (covers gas fees)
Smart Contract Escrow – Immutable code ensures funds only go to seller or buyer (refunds)
Automated Dispute Negotiation – Fair resolution with messaging and refund proposals
Unlimited Free Refunds – No refund fees, no chargeback limits, no penalties
True Peer-to-Peer – No intermediary can access funds, direct merchant-to-buyer contracts
Privacy First – No KYC/KYB required, both parties can remain anonymous
2-Click Payments – Lightning-fast checkout (3 min total transaction time)
Seamless Integration – Works with existing WooCommerce checkout flow
Mobile-Friendly – Responsive payment interface on all devices
Real-time Updates – Automatic order status updates via webhooks
Admin Dashboard – Complete visibility into payment contracts and statuses

How It Works

Customer Checkout – Customer selects USDC payment at checkout
Escrow Creation – Smart contract creates secure escrow holding funds
Order Fulfillment – You ship order and provide tracking
Automatic Payment – Funds release to you at payout date/time unless dispute raised
Dispute Protection – If issues arise, automated negotiation handles fair resolution

No chargebacks. No fraud. No refund limits. Just secure, low-fee payments.
How Escrow Protection Works
When a customer pays, funds lock in a smart contract (not sent directly to you). You set a payout date/time (e.g., 14 days after purchase).
If everything goes smoothly: Funds automatically release to you at payout date.
If there’s a problem: Customer raises a dispute before payout, freezing funds until both parties negotiate refund percentage (0-100%) through automated system. Both send messages and proposals. When you agree, funds distribute accordingly. No fees, no limits.
If customer is unresponsive: After timeout period (default 72 hours), you can claim the funds.
Unlike traditional processors where the company can freeze or reverse payments, these smart contracts are peer-to-peer – only you and your customer control the outcome.
What is USDC?
USDC (USD Coin) is a stablecoin where 1 USDC = $1 USD. Each token is backed by real US dollars in reserve, making it stable for commerce. Unlike Bitcoin or Ethereum, USDC doesn’t fluctuate – it’s digital dollars on the blockchain.
Technical Requirements

WordPress 5.0+
WooCommerce 5.0+
PHP 7.4+
SSL certificate (HTTPS required)
Base network wallet address for receiving payments (get one in 30 seconds at app.instantescrow.nz)

Supported Networks

Base Mainnet – Production payments (Chain ID: 8453)

Integration Details
This plugin integrates with Conduit UCPI infrastructure:

Frontend Interface – Modern React-based payment interface
Smart Contracts – Audited escrow contracts on Base blockchain
Backend API – Reliable payment processing and status updates
Webhook System – Real-time order status synchronization
Fallback Mode – Manual payment instructions if service unavailable

Privacy & Data
EXTERNAL SERVICE INTEGRATION: This plugin sends data to Conduit UCPI services to process payments.
Data Sent:
* Customer email (for notifications, optional)
* Order amount and description
* Your wallet address
* Transaction timestamps
Data Storage:
* Conduit UCPI servers: Transaction data for dispute resolution
* Base blockchain: Transaction records (public, no personal info)
* Your wallet: USDC payments sent directly to you
No KYC/KYB Required: Both merchants and customers can remain anonymous.
Third-Party Services:
* Conduit UCPI Privacy Policy
* Base Network: Public blockchain
Support

Documentation: docs.conduit-ucpi.com
Support Forum: Use WordPress.org support forum
Email: [email protected]

各版本下載點

  • 方法一:點下方版本號的連結下載 ZIP 檔案後,登入網站後台左側選單「外掛」的「安裝外掛」,然後選擇上方的「上傳外掛」,把下載回去的 ZIP 外掛打包檔案上傳上去安裝與啟用。
  • 方法二:透過「安裝外掛」的畫面右方搜尋功能,搜尋外掛名稱「USDC Payments with Buyer Protection」來進行安裝。

(建議使用方法二,確保安裝的版本符合當前運作的 WordPress 環境。


1.0.0 | 1.0.1 | 2.5.7 | 2.5.8 | 2.5.9 | 3.0.0 | 3.1.0 | 3.1.1 | 3.1.2 | 3.1.3 | 3.1.4 | 4.0.0 | 4.1.0 | 4.2.0 | 5.0.0 | 5.0.1 | 5.0.2 | 5.0.3 | 5.0.4 | 5.0.5 | 5.0.6 | trunk |

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